Mar 182014
 

Simply put, a budget is an estimated list of your income and expenses.   Making a budget can help you reduce your debt. How?  It lets you see where your money is coming from and where it is going every month.  Many people have no idea what they spend their money on.  They just know they have it, or they don’t.  It can be a great tool for avoiding unnecessary stress because it helps you cut down on unnecessary spending.    Here are three steps to help you start getting in the habit of making a budget:

  • Make a simple list of monthly expenses.  Include essentials and extras.
  • Make a simple list of monthly income.  Include all of your activities that generate income.
  • Put in on the refrigerator.  The point is to share it with the rest of the family, whether that is your significant other, spouse, parents, children or grand-children.  This makes it a family affair.

Contact me for a free booklet for more helpful budgeting and finance tips.

Martha

Martha is from Las Vegas, Nevada. She and her husband, Kris, along with Rovey, the house dog, live in Phoenix, Arizona. They share their time between Phoenix and Sandia Park, New Mexico, where they have a small family home in the beautiful Sandia Mountains. Between their five grown children, two live in Las Vegas, and three live in Arizona. Since Martha's late teens, she has pursued an interest in health and wellness, leading her eventually to share what she learned with friends and family. Always writing and scribbling notes on napkins, little pieces of paper and receipts, even her hand, she began to compile her ideas into one area where she could organize them. She shares everything from ideas about products; therapies; exercise; green home living; gardening; physical, financial, emotional and mental, and natural and spiritual health, and so much more. Having worked in the legal and real estate business for many years, Martha enjoys applying much of that experience to different aspects of health and wellness. In 2017, Martha celebrated her ten-year anniversary for her website, www.RobardsHealthyLifestyles.com. As Martha's on-line shopping club - home business continues to grow, she also enjoys seeing her website, www.ProfessionalMentorsInternational.com website, gain popularity as a home business mentoring website. Updated 4/15/18

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